Course Objectives
Complement and provide further training as well as preliminary experience for professionals who give advice and manage individuals' estates. The programme provides training in technical, valuation, judgement and advisory skills required to optimise client relationships. Those receiving a Diploma in Estate Management will be professionals able to work at the highest levels in this financial area. The European approval of this course makes it the first in Spain to obtain approval from the European Personal Financial Planning Association (EFPA), an entity that EFPA-Spain is integrated in, as a preparatory programme for the €uropean Financial Advisor (€FA) Professional Certification

Target Public
Professionals from financial entities with present and future responsibilities in the area of personal banking. Agents, advisors and financial consultants. Professionals from portfolio and funds agents, from securities firms and from any entity linked to the intermediation or management of investments. University students interested in specialising in this up and coming area of the financial business.

Professional openings
Financial entities

Access Conditions
University education and/or banking experience.

Programme Structure
Topic 1.	Introduction	3 hours
Topic 2.	Financial calculations	18 hours
Topic 3.	Financial instruments and markets	39 hours
Topic 4.	Derivative instruments and environment analysis	24 hours
Topic 5.	Funds and property investment firms	9 hours
Topic 6.	Insurances	9 hours
Topic 7.	Pensions and retirement schemes	9 hours
Topic 8.	Property planning	6 hours
Topic 9.	Taxation in estate management	18 hours
Topic 10.	Portfolio management	21 hours
Topic 11.	Financial advice and planning	9 hours
Topic 12.	Compliance with standards and regulations	6 hours
	Practical cases of financial advice and course review	6 hours

Qualification
Participants who have obtained the “pass” qualification in all the exams corresponding to the different areas of the programme and have attending at least 75% of the sessions, will receive the Diploma in Equity Management from the Institute for Financial Studies.

The European certificate of €uropean Financial Advisor will be obtained after passing the EFPA certification exam.

The European professional certificate will be granted to those who pass the EFPA exam after satisfying the requirements: acceptance of the Professional Conduct Code and payment of the first annual fee as certified member of EFPA.

Start: Barcelona, October of 2008
Duration: 177 hours of lessons. From October 2008 to May 2009
Hours: Mondays and Wednesdays from 18:15 to 21:15 hours
Fees: 3,750 euros
Place: IEF classrooms, Gran Vía, 670 2º - 08010 Barcelona